Bob has been working full time as a financial planner since April 1987.He has held a Dealer's Licence, now an Australian Financial Service Licence (227043), since 1989 through his 50% ownership of Novatax Pty Ltd. His qualifications are: Bachelor of Commerce (Newcastle University) Chartered Accountant Diploma of Financial Planning (Deakin University) Certified Financial Planner (CFP) Estate Planning Course (Distinction - University of Technology Sydney)