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Karen Els, AFP®

Name	Karen Els AFP®
Company	Morgans Financial Limited
Address	Level 3 12 Pirie Street Adelaide, SA 5000
Phone	452081664

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CFP®, CERTIFIED FINANCIAL PLANNER® and the CFP flame logo are certification marks owned outside the US by the Financial Planning Standards Board Ltd (FPSB). Financial Advice Association of Australia Limited (FAAA) is the marks licensing authority for the CFP marks in Australia, through agreement with the FPSB.

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