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What is financial planning
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Get involved
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The Financial Planning Association of Australia

The Financial Planning Association of Australia

Joy Chang, CFP®

Name	Joy Chang CFP®
Company	Mercer Financial Advice ( Australia ) Pty Ltd
Address	Level 6 225 St Georges Terrace Perth, WA 6000

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are certification marks owned outside the US by the Financial Planning Standards Board Ltd (FPSB). Financial Planning Association of Australia Limited is the marks licensing authority for the CFP marks in Australia, through agreement with the FPSB.

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