I seek to work with you on achieving your personal financial goals to enable you to enjoy today knowing that you have planned for your future.I seek to understand what is important to you, your family or business partners, to then structure the right insurances or wealth creation plan to place you in a better financial position and protect your key risks.I am an Authorised Representative for Charter Financial Planning Ltd who holds an Australian Financial Services Licence No. 234665. I hold a Bachelor of Commerce from Curtin University since 1996, Graduate Diploma in Financial Planning 2001 and CFP since 2004.