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As far as is permitted by law, the FPA excludes all liability to third parties arising directly or indirectly out of their use of or reliance on information contained in this Site.
This Site and its Terms shall be governed by and construed in accordance with the laws of Victoria, Australia.
The FPA reserves the right to change the information provided on or via this Site, including these Terms, at any time and without notice. It is recommended that you review the information provided on or via this Site, including these Terms, periodically for changes.
Find a Planner
1. The FPA offers the Find a Planner referral service (“Find A Planner”) for the benefit of the public and FPA members.
2. The purpose of Find A Planner is to assist the public to locate FPA members in their area so they can obtain financial planning advice.
3. By using Find A Planner, you agree:
(a) you will use the information obtained from Find A Planner solely for the purpose of seeking financial planning services from FPA members;
(b) you will not use the information obtained from Find A Planner:
(i) for marketing, selling or advertising;
(ii) to harass, intimidate or bully FPA members; and
(iii) in any other way that is contrary to the purpose of Find A Planner.
(c) you use Find A Planner at your own risk.
4.The FPA takes no responsibility for and make no representations as to the:
(a) suitability of the member to meet your particular financial planning needs;
(b) level of training or suitability of the members for the services they may be required to perform;
You should always make your own enquiries as to the suitability of the member to carry out the nature and scope of the work which you seek to be undertaken.
5. The FPA takes no responsibility for the accuracy of information or advice provided by, to or on behalf of members.
6. The FPA does not accept responsibility for any form of loss or liability incurred by you arising directly or indirectly or in connection with any referral, irrespective of whether the loss or liability is the result of any negligence or other default on the part of the FPA.
7. The FPA does not guarantee the existence, currency or adequacy of appropriate professional indemnity insurance of its members.
8. The FPA reserves the right to suspend or remove any adviser from Find a Planner whose conduct:
(a) constitutes a Notifiable Event under Schedule 4 of the Member and Affiliate Regulation 2017; or
(b) is or has been the subject of disciplinary proceedings or an investigation or enquiry before any professional or regulatory body, association, Court, tribunal or official or public inquiry; or
(c) is or has been the subject of disciplinary proceedings or an investigation by their employer or an Australian Financial Services licensee.
at any time and without notice.
By using Find a Planner you acknowledge and agree that the FPA may suspend or remove any adviser from Find a Planner in accordance with this clause. The FPA takes no responsibility for and makes no representations as to the nature of any such conduct, disciplinary proceedings, enquiry or investigation.
Ask an FPA Expert
The expert does not act on behalf of the FPA. The opinions expressed and information provided by the expert are not those of the FPA. The expert is responsible for any financial product advice provided and for satisfying any related regulatory requirements.The FPA exercises no control over, does not endorse and takes no responsibility for any financial product advice provided. The FPA is not responsible in any way for any injury, loss or damage which occurs as a result of an opinion expressed or information provided by the expert or as a result of the use of this website.
A de-identified (name, location and other identifying information changed) version of this answer may appear on our website as a form of information and education for other consumers. The FPA reserves the right to edit the information before publishing and will not answer or publish incomplete questions.