The Financial Planning Association of Australia The Financial Planning Association of Australia

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Make retirement gold

This week is Financial Planning Week! If you have any burning questions about your finances, head to the Ask an FPA Expert forum and ask a qualified expert for free. The years when the children have left home and you have eased into retirement can be amongst the most rewarding of your whole life. You […]

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You’ve worked hard for the money, now it is time to protect it

This week is Financial Planning Week! If you have any burning questions about your finances, head to the Ask an FPA Expert forum and ask a qualified expert for free You have taken a long and varied pathway to get where you are, but you have finally reached that point in your life where you […]

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What’s your plan for retirement?

This week is Financial Planning Week! If you have any burning questions about your finances, head to the Ask an FPA Expert forum and ask a qualified expert for free. Your 50s to 60s can be one of the saddest times in your lives, when your last child moves out of home. Their car leaves […]

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What are you retiring to?

This week is Financial Planning Week! If you have any burning questions about your finances, head to the Ask an FPA Expert forum and ask a qualified expert for free. When I meet clients for the first time, they often share similar concerns about their future and their plans for retirement.  “Will I have enough […]

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Peace of mind for all those bills, bills, bills

Insurance for the family Life has never been so full of joy but full of responsibility. Between the ages of 35 and 50 Australian families are likely to face a large mortgage on a family-sized home, little mouths to feed and big electricity bills. Not to mention school fees, childcare and a second car (essential […]

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How to manage the conflicted years to secure your financial future

The 35 to 50 age group represents the conflicted years. Let’s face it, there’s a lot going on… you want to have a great lifestyle, you may be trying to get ahead on your mortgage, or preparing for your kids’ increased education costs. Not to mention you’ll be thinking about how much you need to […]

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Young and bulletproof? Not quite

This week is Financial Planning Week! If you have any burning questions about your finances, head to the Ask an FPA Expert forum and ask a qualified expert for free. You are young, fit and healthy, and potentially mortgage and children free. You couldn’t possibly need life insurance, income protection or cover for trauma or […]

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Should I pay off my HECS debt?

I would be a very wealthy woman indeed if I was paid a dollar for every time I heard the mantra: “HECS is basically an interest free loan, why would I pay it off voluntarily?” And while it’s true that your HECS debt doesn’t accrue an extensive interest bill like a credit card, car loan […]

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Understanding personal risks and how to protect against them

More than a third of Australians believe they would not be able to financially survive for more than a month before needing to sell assets if they were to fall ill or become injured and were unable to continue working. This is one of the most startling results from Zurich’s ‘Misinformed, Misinsured?’ whitepaper, which surveyed […]

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Time Holding an asset can be the most effective strategy

If you are investing into a ‘growth’ asset, like shares or property, it is widely acknowledged that an investment time frame of over 7 years is appropriate, to give the asset time to ride through a cycle and improve the likelihood that the additional risk and volatility you take on with these assets produces a […]

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